16657 ZIP Code — James Creek, PA

Huntingdon County, Pennsylvania

ZIP code 16657 is located in James Creek, Pennsylvania, within Huntingdon County. It covers approximately 49.60 square miles and serves a population of 1,388 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 814.

About ZIP code 16657

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $189,000. Owner-occupancy is high at 90%, well above the national average.

Median household income is $58,781. The poverty rate of 7% is below the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 16657 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,388

population

49.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

16657 ZIP code map

Cities in ZIP code 16657

Below are the cities the US Postal Service accepts for ZIP code 16657. Using any city not on this list may result in mail delivery delays.

City	Status
James Creek	Preferred

Nearby ZIP codes

16647 Hesston (5 mi) 16622 Calvin (7.4 mi) 16621 Broad Top (7.9 mi) 16693 Williamsburg (8.4 mi) 16623 Cassville (8.5 mi) 16662 Martinsburg (8.8 mi) 16648 Hollidaysburg (10.4 mi) 17052 Mapleton Depot (10.6 mi) 16678 Saxton (10.7 mi) 16674 Robertsdale (12 mi) 16673 Roaring Spring (12.1 mi) 16679 Six Mile Run (12.6 mi)

Demographics updated 05/2026

Population
Total population	1,388
Population density	28 / sq mi
State FIPS	42
County FIPS	061

Geography
Land area	49.60 sq mi
Water area	2.60 sq mi
Latitude	40.3424
Longitude	-78.1726
Timezone	Eastern (ET)
Area code	814

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.4%	47.1%	39.8%
$50k – $100k	31.7%	32.9%	30.8%
$100k – $200k	20.4%	17.7%	22.4%
Over $200k	0.5%	2.3%	7.1%

Demographics & statistics

1,388

Population

People per sq mi

49.8

Median age

$58,781

Median household income

$31,495

Per capita income

$189,000

Median home value

$650

Median monthly rent

90.2%

Home ownership

6.8%

Poverty rate

4.3%

Unemployment

955

Housing units

17.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	257	18.5%
18 and over	1,131	81.5%
65 and over	392	28.2%
Median age	49.8 years

Race & ethnicity

White 92.7%

Asian 3%

Black or African American 1.4%

Hispanic or Latino 1.2%

Two or more races 1.1%

Other race 0.6%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,302	92.7%
Asian	42	3%
Black or African American	20	1.4%
Hispanic or Latino	17	1.2%
Two or more races	15	1.1%
Other race	8	0.6%
American Indian / Alaska Native	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.4%	47.1%	39.8%
$50k – $100k	31.7%	32.9%	30.8%
$100k – $200k	20.4%	17.7%	22.4%
Over $200k	0.5%	2.3%	7.1%

Under $10k 2.9%

$10k–$15k 5.2%

$15k–$25k 10.5%

$25k–$35k 9.1%

$35k–$50k 14.1%

$50k–$75k 19.4%

$75k–$100k 13.4%

$100k–$150k 16.7%

$150k–$200k 5.2%

$200k+ 3.4%

Range	% of households
Under $10k	2.9%
$10k–$15k	5.2%
$15k–$25k	10.5%
$25k–$35k	9.1%
$35k–$50k	14.1%
$50k–$75k	19.4%
$75k–$100k	13.4%
$100k–$150k	16.7%
$150k–$200k	5.2%
$200k+	3.4%
Median income	$58,781

Housing

Home values

Under $50k 6.7%

$50k–$100k 10.7%

$100k–$150k 20.2%

$150k–$200k 16.6%

$200k–$300k 21.9%

$300k–$500k 13.4%

$500k–$1M 9.9%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$189,000
Median rent / month	$650
Owner occupied	90.2%
Renter occupied	9.8%
Vacant	42.6%
Single-family detached	82.9%
Large apartment buildings	0.0%
Mobile homes	15.3%
Median rooms	5.8
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.5%
2010–2019	8.5%
2000–2009	14.9%
1990–1999	11.3%
1980–1989	17.3%
1970–1979	23.4%
1960–1969	2.0%
1950–1959	4.2%
1940–1949	1.3%
1939 or earlier	16.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	1.7%
2 bedrooms	23.0%
3 bedrooms	54.3%
4 bedrooms	13.7%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	26.3%
2 vehicles	40.6%
3 or more	31.7%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	22.7%
Propane / LP gas	2.4%
Fuel oil	46.3%
Wood	25.8%

Households & families

Household type	Count	%
Married-couple family	343	59.0%
Cohabiting couple	25	4.3%
Male householder, no spouse	82	14.1%
Female householder, no spouse	131	22.5%
Households with children under 18	154	26.5%
Households with seniors (65+)	267	46.0%
Average household size	2.29

Marital status

Status	Male	Female
Never married	21.3%	18.8%
Married	63.4%	55.1%
Separated	2.1%	0.3%
Widowed	2.5%	17.9%
Divorced	10.7%	7.9%

Education

Less than 9th grade 2.4%

Some HS, no diploma 5.1%

HS graduate 44.2%

Some college, no degree 15.3%

Associate's degree 16.1%

Bachelor's degree 12.5%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	92.6%
Bachelor's or higher	17.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	8.0%
Kindergarten	15	4.8%
Elementary school	87	28.0%
High school	86	27.7%
College / grad school	98	31.5%

Employment

Industry of employment

Education & healthcare 21.0%

Manufacturing 18.7%

Other services 14.0%

Retail trade 9.5%

Construction 8.4%

Professional & management 6.3%

Public administration 5.2%

Transportation & utilities 5.0%

Arts, food & hospitality 4.3%

Wholesale trade 3.2%

Finance & real estate 2.5%

Agriculture & mining 1.8%

Occupation

Category	%
Management, business & arts	38.1%
Service	10.8%
Sales & office	16.3%
Natural resources & construction	12.4%
Production & transportation	22.4%

Employment type

Type	%
Private sector	84.4%
Government	12.6%
Self-employed	2.2%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	79.4%
Carpool	10.6%
Public transit	0.7%
Walk	4.8%
Work from home	2.5%
Other means	2.0%
Avg commute (minutes)	31.4

Poverty

All people 6.8%

Under 18 years 6.9%

18 and over 6.8%

Married-couple families 2.9%

Female-led households 13.6%

Income support

Source	% of households
Social Security	49.2%
Retirement income	38.7%
Supplemental Security	7.2%
Cash public assistance	0.5%
Food stamps / SNAP	12.9%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	35.6%
High cholesterol	35.7%
Diabetes	11.4%
Heart disease	7.8%
Stroke	3.4%
Asthma	9.9%
Arthritis	30.6%
Kidney disease	3.1%
Pulmonary disease	8.6%
Cancer	7.7%

Behavior / access	%
Smoking	20.3%
Binge drinking	18.1%
No physical activity	25.0%
Less than 7 hrs sleep	35.7%
Depression	21.9%
Fair or poor health	15.1%
Poor mental health	15.1%
Poor physical health	11.5%
No health insurance	10.6%
Visited doctor (checkup)	76.9%
Visited dentist	63.0%
Cholesterol screening	90.3%
Teeth loss	14.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	97	8.6%

Disability	%
Any disability	18.1%
Under 18	7.4%
18–64 years	13.7%
65 and over	32.9%

Health insurance coverage

Type	%
Private insurance	71.4%
Public insurance	47.4%
No insurance	2.0%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,324	95.4%
Spanish	16	1.2%
Other Indo-European	2	0.2%
Asian & Pacific Islander	14	1.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,384	99.7%
Born in same state	1,359	97.9%
Born in different state	1,204	86.7%
Foreign born	25	1.8%
Naturalized citizen	4	0.3%
Not a US citizen	4	100.0%

Ancestry

Ancestry	Count	%
French	151	10.9%
Italian	137	9.9%
Arab	75	5.4%
English	11	0.8%

Ancestry	Count	%
Polish	8	0.6%
German	2	0.1%
Irish	2	0.1%

Technology access

Metric	% of households
Computer access	41.9%
Internet access	86.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 16657

What city is ZIP code 16657 in?

ZIP code 16657 is primarily assigned to James Creek, Pennsylvania.

What county is ZIP code 16657 in?

ZIP code 16657 falls within Huntingdon County, Pennsylvania.

Does ZIP code 16657 have an older population?

28% of residents in ZIP code 16657 are 65 or older, above the national average of ~17%.

Is ZIP code 16657 mostly owner-occupied?

90% of occupied units in ZIP code 16657 are owner-occupied, well above the national average.

Does ZIP code 16657 have a large retiree population?

49% of households in ZIP code 16657 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 16657?

The median home value in ZIP code 16657 is $189,000.

What timezone is ZIP code 16657 in?

ZIP code 16657 observes the EST timezone.